Financial Freedom 4 All

Reducing Debt, Investing in the Future

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This is Financial Freedom 4 All, dedicated to helping people reduce their debt and invest moneyto create a better life. Much of the focus on this blog will be debt reduction. If you have too much debt, how can you expect to leverage money to your benefit? The simple answer is that you cannot. If you have too much bad debt, it affects your credit and FICO scores. This means you are viewed as a risk to credit lenders. If they decide to extend you credit at all, you will be paying a higher interest rate. This means you are throwing away money, and reducing your buying power.

Once you have a solid credit history, you can then start making investments to ensure adequate funds for retirement, college savings for your children, or grandchildren, and have a better quality of life.

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